Privacy Policy

Global Markets Eruditio (GME Academy)
Effective Date: January 01, 2024

At Global Markets Eruditio ("GME," "we," "us," or "our"), we are committed to safeguarding your privacy. This Privacy Policy explains how we collect, use, share, protect, and manage your personal data when you access our website at www.gme.academy and use our financial education services.

We process personal data in accordance with Republic Act No. 10173 – Data Privacy Act of 2012 (DPA) and other applicable laws of the Philippines.

Information We Collect

We may collect the following types of personal data:

  • Contact Information: Name, email address, phone number, mailing address.

  • Account Information: Username, account number (specific to your GME account).

  • Financial Information: Payment details and transaction history related to GME services.

  • Usage Information: Browser type, device type, pages visited, interactions with our platform.

  • Other Information: Data provided through surveys, support interactions, or other communications.

👉 Minors: Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal data from minors without verified parental consent.

👉 Cookies & Tracking: We use cookies, web beacons, and similar technologies to collect usage data for analytics and service improvement.

How We Use Your Information

Your personal data is used to:

  • Provide and manage your account, transactions, and services.

  • Tailor educational content and services to your preferences.

  • Communicate with you about updates, security notices, and marketing (with your consent).

  • Comply with legal obligations and regulatory requirements.

  • Detect, prevent, and manage fraud, abuse, and risks.

👉 We do not make decisions based solely on automated processing that significantly affects you without human involvement.

Data Sharing and Transfers

We may share your data with:

  • Service Providers: Payment processors, analytics firms, cloud services, customer support partners.

  • Regulatory Authorities: Where required by law or legal process.

  • Affiliates: Our group companies under common ownership or control.

  • Business Transfers: As part of any merger, acquisition, or sale of assets.

👉 We require third parties to protect your data with confidentiality and security obligations that comply with this policy and applicable law.

👉 Your data may be transferred internationally where necessary. We use only reputable providers with adequate data protection safeguards.

Data Retention

We retain your personal data only as long as necessary for our legitimate purposes or as required by law. For example, transaction data may be retained for up to 10 years for tax or reporting obligations. Data no longer required is securely deleted or anonymized.

Your Rights

Under the Data Privacy Act, you have the right to:
✅ Access your personal data.
✅ Correct or update inaccurate or incomplete data.
✅ Withdraw consent at any time (this will not affect processing already performed).
✅ Object to processing where legally applicable.
✅ Request blocking or deletion of data if unlawfully processed.
✅ File a complaint with the National Privacy Commission at www.privacy.gov.ph.

To exercise your rights, email us at service@gme.academy.

Your Choices

  • Marketing: We will only send marketing communications if you have provided consent. You may withdraw consent at any time.

  • Cookies: You can manage cookies in your browser settings. Disabling cookies may affect certain features of our site.

Data Security

We use technical, organizational, and physical safeguards to protect your data.

👉 Limitation of Liability: We take reasonable measures, but we are not liable for breaches caused by factors beyond our control, including force majeure, cyberattacks, or failures of third-party systems.

👉 Your Responsibility: You are responsible for keeping your account credentials secure. Notify us immediately if you suspect unauthorized use of your account.

Changes to This Policy

We may update this Privacy Policy to reflect changes in law or our practices. Material updates will be posted on our website or communicated directly where appropriate.

Risk Disclaimer

Forex trading involves substantial risk of loss and is not suitable for all investors. Past performance does not guarantee future results. Carefully consider your objectives, financial situation, and risk tolerance before trading.

Contact Us

If you have any concerns or inquiries, contact us at support@gme.academy or use the "Need Assistance" feature on our website.